Al Benedict P. Alvaro

Al Benedict Alvaro  Rotunda Looc, Danao City, Cebu, PH 6004 Home: - | Home: -  Email:- _______________________________________________________________________________    OBJECTIVE     To obtain a position that will enable me to use my strong organizational skills and ability to work well with people.   _______________________________________________________________________________ PROFESSIONAL SUMMARY     Over five years’ experience successfully performing as a loan officer, and six months as a teller. Efficiency and accuracy in managing multiple functions, solving problems, maintaining confidentiality and producing quality work. _______________________________________________________________________________ CORE COMPETENCIES organizational and planning skills teamwork attention to detail problem-solving reliability great at working under pressure and meeting deadlines experience about Office Management _______________________________________________________________________________ EXPERIENCE Branch Assistant/Teller01/15/2016 – 08/16/2016 Cooperative Bank of Cebu (Danao Branch)Cebu, PH Provides account services to customers by receiving deposits and loan payments; cashing checks; issuing savings withdrawals; recording night and mail deposits, answering questions in person or on telephone; referring to other bank services. Records transactions by logging cashier's checks and other special services; preparing currency transaction reports. Reconciles cash drawer by proving cash transactions; counting and packaging currency and coins; reconciling loan coupons and other transactions; turning in excess cash and mutilated currency to head teller; maintaining supply of cash and currency. Loan Officer10/19/2009 – 11/31/2015 Cebu Peoples Multi-Purpose CooperativeCebu, PH Refer loan applications outside those limits to management for approval. Meet with applicants to obtain information for loan applications and to answer questions about the process. Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information. Review and update credit and loan files and review loan agreements to ensure that they are complete and accurate according to policy. Compute payment schedules and stay abreast of new types of loans and other financial services and products in order to better meet customers' needs. _______________________________________________________________________________ EDUCATION Northeastern Cebu CollegesDanao City, PH Bachelor of Science in Business - Admistration Major in Office Management TECHNCAL SKILLS MS Word Advanced MS Excel Outlook MS PowerPoint Typing skills – 40 wpm Database management