Aman Nehra
Mob: - | Email:-| LinkedIn | Delhi, NCR
EXPERIENCE SUMMARY
Result oriented, cross-functional, analytical professional with PG diploma in Data Science from IIIT-Bangalore,
poised to bring a wealth of banking domain experience. Proven expertise in understanding complex credit
requirements, optimizing processes, and driving regulatory norms. Passion for leveraging cutting edge
Technology to guide commercial strategy with data driven insights. Adept at data analytics, risk assessment, and
translating business needs into strategic solutions. Seeking to leverage background of 11+ years of experience in
India’s leading public and private sector banks in operational compliance, financial products, client management
and technology to contribute effectively to Business Goal.
Hands on Experience: *Retail Banking *Retail Loans *MSME Loans *Internal Audit *Payments *SWIFT *SFMS
*Forex *Letter of Credit *Imports *Collection Bills *Forward Contracts *Client Management.
PROFESSIONAL EXPERIENCE
DVP (Branch Head), Team size 14, IndusInd Bank Ltd.
Dec 2022 - June 2023
Role:
• Monitored risk assessment, including enhanced due diligence to identify and mitigate risk.
• Orchestrated the growth of existing assets and liability book, ensured timely reporting of target
achievements and projected growth charts.
• Facilitated seamless coordination between different verticals, improving customer and team awareness
on new products and initiatives.
• Managed clients and assessing client credit requirements and presenting right product mix for them.
• Planning, presenting and discussing progress and implementing course correction in case of deviations.
• Conducted weekly audit of security items, cash and record keeping along with surprise audit.
Highlight:
• Enhanced team members awareness and motivation, resulting in substantial growth in assets book.
AVP (Branch Head), Team size 10, CSB Bank Ltd.
Sep 2021 - Nov 2022
Role:
• Enforced the changing organization needs, motivated, mentored and aligned the team to the corporate
goal.
• Aligning CASA BDE, Gold BDE and Branch Operations team insuring mutual cooperation.
• Handling customer grievances and insuring problem resolution is achieved before escalation.
• Guiding team to motivate customers to use alternate channels of banking.
• Monitoring issuance and renewal of Gold Loans along with CASA growth.
• NPA Management and ensuring NPA recovery.
Highlights:
• Visible immediate growth in Third Party Products sales.
• Demonstrated ability to manage projects from initiation to completion, ensuring timely delivery and
stakeholder satisfaction in the NPA reduction campaign.
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Union Bank of India
May 2020 - Sep 2021
Sr. Manager (Scale III) Heading Branch of 150 Cr Deposit and 21 Cr Advances. Team size 8
Role:
• Managing and supervising all day-to-day functions of Branch banking.
• Co-ordinate and get more business from bank Empaneled Corporate selling Agents, DSA and Tie-up
partners.
• Insure smooth co-ordination between Third Party Product partners and branch staff.
• Supervising credit operations involving appraising proposals, risk analysis & scrutinizing relevant documents
before sanctioning loans. falling under Branch delegation.
• Ensuring achievement of Government Sponsored Schemes allotted target. Namely Mudra Loans, PMJJY,
PMSBY, NPS, APY, SSY, PM Svanidhi Yojna and Financial Inclusion etc.
• Conduct quarterly inspection of assigned branches for Cash verification and security documents audit.
• Supervising disbursement and monitoring of loans sanctioned.
• Handling customer grievances and insuring problem resolution is achieved before escalation.
• Enhancement of CASA base and adding more value from existing clients.
Highlights:
• Post-merger of UBI with Corporation Bank and Andhara Bank I was assigned as Buddy Branch Manager for
nearby branches of Corporation Bank and Andhara Bank to facilitate onboarding to UBI.
• Instrumental in making the Bank as primary banker for some of top rated “Contractor Business set-ups” of
Vasundhara (Ghaziabad) by breaking them from competition.
• Progressed to one of the leading branches for the Tie-up partners (car loans), due to quick and smooth
coordination.
Union Bank of India
May 2017 - Apr 2020
Manager (Scale II) Headed Branch of 120 Cr Deposit and 14 Cr Advances. Team size 5.
Role:
• Managing and supervising all day-to-day functions of Branch banking.
• Managing various credit operations involving appraising proposals, conducting risk analysis & scrutinizing
relevant documents before sanctioning loans. falling under Branch delegation.
• Disbursement and monitoring of loans sanctioned.
• Following-up on the customer’s relations with other banks to gather information on creditworthiness and
minimize risk on transactions.
• Achieve branch sales goals through new business sales, referrals and retention of existing account
relationship.
• Ensure satisfactory audit in operational and credit parameters for the branch.
• Ensuring cash management and maintaining cash within limits of branch.
Highlights:
• Always achieved more than the given target in Third Party Product sales.
• Increased business of Pratap Vihar (Ghaziabad) Branch in advances by 50% in three years. -)
• Taken promotion in the fast-track process.
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Union Bank of India.
May 2012 - Apr 2017
Asst. Manager, Various roles in Forex Branch,
Role:
• Managing the issue of import Letters of Credit (L/Cs) including advise, amendments, acceptance, settlements
and cancellations.
• Preparing and verifying SWIFT (series, payment) messages for customer advance payments, collection &
letter of credit due date payment.
• Ensuring submission of all Bill of Entries and follow up, issuing BRO and GR waiver.
• Supervising import collections including the processing of inward bills, marking acceptance, processing bills,
undertaking documents, issuing delivery orders under collection.
• Retail banking payment operations such as RTGS, NEFT, DD and internal transfer payments.
Highlights:
• Contributed to the development of a Trade Finance strategy of the bank through suggestions such as
introducing existing clients to buyer’s credit.
• Managed relationships with corporate clients with a team of 5 personnel, key focus was on increasing the
fee base income.
• Taken promotion in the fast-track process.
TECHNICAL SKILLS
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Languages/Tools: Python, Power BI, SQL, Advance Excel.
Certification: Agile Methodology, Requirement Gathering, Business Requirements.
PROJECTS in Data Science.
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Linear Regression & Random Forest Machine Learning Predictive Model on Probability of Default, Exposure at
Default and Loss Given Default.
Building Model for Credit Card Fraud Detection using SMOTE for data balancing.
EDA conducted and business insights shared for the Management Team and Technical Team.
EDUCATION
IIIT Bangalore
September 2022 – November 2023
Post Graduate Diploma in Data Science Program
Indian Institute of Banking and Finance (IIBF)
Certified Associate of Indian Institute of Bankers in 2012.
Junior Associate of Indian Institute of Bankers in 2012.
Insurance Regulatory and Development Authority of India (IRDA), Certified SP.
Amity Business School, Noida
2010 - 2012
Masters of Business Administration – Finance & International Business.
Institute of Hotel Management, IHM Chandigarh
2006 - 2009
B.Sc. in Hospitality – Hotel Management.
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