Dumitru Balmez

 Highly experienced professional with demonstrated history of working in Finance in multinational companies, having international expertise in Credit & Collection. Proven ability to implement efficient corporate credit policies. Proactive, dynamic and creative person with high interest in cost controlling, integrity and efficiency in optimizing activities.

• 13 years in business of credit & collection management

• Corporate credit policies

• Clients portfolio management 

• Financial Analysis

• Credit Scoring

• Credit Limits

" Expertise in Commercial contracts, Bank Guarantees, Mortgage, Legal actions

• Very good understanding of economic & political context

• Good negotiation skills in multinational context

• Pre-dunning and dunning actions

• Collection techniques

• Credit Reporting 

• Oracle