Muhammad Saif Abbas

Muhammad Saif Abbas Citizenship: Pakistani ▪ Date of Birth: 12 November 1985 Contact Tel: -, - E-mail :- Address House No 475-G1, Near G1 Market, Johar Town, Lahore. Career Objective To excel in the fields of Business Administration specially related to Banking Sector, development of business systems and be a part of a reputable organization offering personal and professional growth opportunities. Key Skills Proficient user of T24 and Symbol (Banking Software). Proficient user of Microsoft Excel, Microsoft word and Power Point. Well Verse with the use of internet. Education 2010 to 2012 JAIBP from Institute of Bankers of Pakistan. 2006 to 2009 Master in Business Administration (Marketing) University of Central Punjab with CGPA 3.53/4, Lahore 2003 to 2005 Bachelor in Commerce Punjab University, Lahore 2001 to 2003 1999 to 2001 FSc “Pre-Engineering” BISE, Faisalabad. Matriculation BISE, Faisalabad Experience Allied Bank Ltd, Pakistan [Jan-2011 to Present] Unit Head – General Banking Monitoring of Pre-Audit Exercise of the branches through Regional office Audit Team. Ensuring that staff members working in regional offices are in balance position with respect to their assignment and capabilities/capacity. Reviewing Transfer/Posting of branches staff proposed by RHs to ensure good mix of staff members to get effective results from branches. Reviewing Business Score Card KPIs on weekly basis, sharing updated status with all regions to get monthly/quarterly/annual targets on time. Reviewing MIS of all operational KPIs i.e. Audit Category, Service Quality, Cash Management, CIPL management, CIT management, Locker Over due rent, Top 100 Depositors, ATM Uptime, Balancing of GL Heads, Leakage of Income etc and taking up matter with regions in case of observing any deficiency. Proposing different drives/campaigns to GH BSG&CRBG to get desired results from branches/regions regarding all KPIs. Arranging monthly RHs meeting with GH-BSG to discuss their progress regarding Business Score Card & Operations KPIs and future strategy as well. Arranging meetings with supporting departments i.e. SQG, Audit, Compliance, GSG and HRG to discuss different issues face by branches to devise some new strategy/policy accordingly. Arranging different team building exercises to discuss different issues in a very light environment. Analyzing need-based staff training and arranging the same with the coordination of MDC. Ensuring implementation of Bank Internal Policies in branches through RHs & Regional Office team members. Ensuring all compliance related issues i.e. KYC, AML Alerts, FATCA, Risk Nucleolus etc. are being observed by branches. Secretary of Claim Settlement Committee to settle different Fraud Cases. Coordinating with Regional Offices in Different NAB/FIA/Court cases for the timely provision of data and monthly/quarterly reporting to SAMG (FRMU). Assisting GH-BSG in any other task assigned by HOL. Manager Banking Services Operations Devising new policies as per current banking/branches requirement and referring to Banking Operations & Policy department for discussion and for its implementation. Looking after all affairs of branches regarding Branch Banking Operations i.e Balancing of GL Heads etc. Processing of Financial and Non-Financial transaction refer by RH-BSG for the approval of GH-BSG. Retrieving branch operational working reports from T24 system and from Centralized Data Base System. Audit of these reports, highlighting issues in these reports and providing these reports with solutions to regional offices for rectification. Development of Customer, Account, KYC and Transactional base reports in T24 and CDB system for branches assistance. Resolving issues highlighted by branches at group level. Highlighting KYC and AML issues through T24 system and providing assistance to branches for their rectification. Conducting training programme regarding T24 system and branch working reports at group level. Monitoring of Top 100 Depositors, AML alerts and FATCA assignment at Group level with respect to regulator requirement. Other assignments and issues highlighted by Head Office. Associate Manager Banking Services Authorizer of Cash Department (Deposits, Withdrawal, CMC, Cash Management, online transaction). Management of cash effectively by considering CIPL, C2D and current branch requirement. ATM Cash Management. Supporting branch in different business campaigns, not only the maintain current business but also to introduce new customers as well. Account Opening and development of new customer relationship. Inward Clearing, Outward Clearing, Same Day clearing. Remittance: Issuance, Payment and Cancellation of Payment Order, Demand Draft, CDR and TDR. Funds Transfer and Online Transactions [LCY and FCY] Cash Management Transactions. Locker Operations, ATM, Cheque Books and other branch banking activities. Balancing of all branch internal heads. KYC updating. March 2017 to Present January 2015 to Feb-2017 January 2013 to January 2015 Officer Roll Out (Teminos24) I was also the part of core banking team to accomplish a very important project T24 in Allied Bank by doing following tasks; January 2011 to Dec 2012 Testing of operational modules in T24 system and their development as per banking policies. Implementation of T24 (Banking software) in Branches all over the Pakistan and performing all Pre-live and Post-live activities. Imparting conceptual as well as functional training of T24 system to branch staff. Resolving issues logged by branches at ILS. MCB Bank Ltd, Pakistan General Banking Officer March-2010 to Jan - 2011 All branch banking operational activities i.e. Account Opening, Clearing, Remittance, Cash Management, Financial Transactions etc. Other Experiences (Part Time) Business analyst Analysis of currencies, commodities, shares and its investment in FOREX (Foreign Stock Exchanges). Teaching Assistant Teaching Assistant of Dean Academics during MBA in University of Central Punjab. Final Project (MBA) Trend and Impact Analysis between Foreign & Local TVCs of the FMCG Industry (1991 to 2008).