Sonia Malik- ||-|| Bangalore -560029
Executive Summary
An experienced banking professional. Focused on team management, audit compliance & cross sell targets achievement. Working with some of the best banks like ICICI BANK LTD & HDFC BANK LTD have given me great exposure and added to experience. I have supervised teams and have developed good contacts & relationships with the customers.
Professional experience
Working with HDFC BANK LTD as Back-up Branch Manager from August ‘2009 & as Imperia Customer Relationship Manager with HDFC BANK LTD since August’2016.
Identified and acquired new relationships in the bank
Trained team members on bank products & procedures by demonstrating leadership skills
Created Sales tracking and pipeline reports
Provided exceptional customer service to the customers and ensure optimum productivity by the team
Cross selling of various banking products to the customers by identifying their needs and thereby achieving branch revenue generation target
Awarded with silver award for achieving excellence in account opening forms with respect to bank’s KYC policy
75 % of Life insurance targets for the branch achieved in 2014 and achieved three gold medals with a trip to Andaman and Nicobar islands
Excellent audit rating in operations and service quality
Responsible for day to day operations and branch administration ensuring strict compliance with banks processes.
Responding to enquiries from AML unit along with audit queries in a timely manner ensuring discrepancies pointed out by them are corrected immediately
Worked with ICICI BANK LTD as Assistant Manager II from May’1997 to August’2009
Ensuing smooth running of basic banking transactions
Advising the customers on investments
Monitoring tellers & training them to interact with the customers for better customer experience and thereby do cross selling of various products
Analyzing reports for strategic planning
Acquiring new customers
Responsible for cash management
Verifying customers data to detect frauds and identifying financial fraud
Received Eagle eye award in ICICI BANK LTD ‘2004 for detecting fraudulent cheques presented in inward clearing and preventing fraud.
Extra – ordinary work done in implementing Five-S at workplace to have an organized workplace
Key competencies & skills: Customer retention, negotiating skills, training, Change management, Knowledge of banking procedures, methodical & organized, knowledge of digital platforms for banking.
Education
Graduated in Science from Delhi University -) in Environmental Sciences
B.Ed from Annamalai university in 1996 in English and Natural Sciences
NCFM qualified in Depository module
JAIIB
NISM series V A
Personal Details
Date of Birth : 24Th Nov’1971
Languages known: English, Hindi, Punjabi
Nationality : Indian
References : available on request